• Minimum balance to open $2000.00
• If balance falls below $2,000.00 any day in the statement cycle a service fee of $10.00 will be charged and no interest will be paid for that month
• See Account Representative for current interest rates
• Get free unlimited transactions
• Get the first box of checks for free
• 50% off first year of Safe Deposit Box rent
• NO monthly debit card fee
• Free Cashier’s Checks and Money Orders
• If closed within 60 days a maintenance fee of $50.00 will be assessed

• Minimum balance to open $1,500.00
• If balance falls below $1,000.00 any day in the statement cycle a service fee of $8.00 will be charged.
• See Account Representative for current interest rates
• $0.15 will be charged for each check in excess of 20 checks or electronic withdrawals
• No interest will be paid if minimum balance falls below $1,500.00 any day during a statement cycle
• If closed within 60 days a maintenance fee of $50.00 will be assessed

• Minimum balance to open $2,500.00
• If balance falls below $2500.00 any day in the statement cycle a service fee of $25.00 will be charged
• Tiered interest rates, see Account Representative for current interest rates
• No interest will be paid if minimum balance falls below $2,500.00 any day during a statement cycle
• Unlimited Transactions
• Earn an additional .25% with at least 15 debit card transactions and 1 credit or debit ACH
• If closed within 60 days a maintenance fee of $50.00 will be assessed

• Minimum balance to open $200.00
• If balance falls below $200.00 any day in the statement cycle a service fee of $8.00 will be charged
• See Account Representative for current interest rates
• No interest will be paid if minimum balance falls below $200.00 any day during a statement cycle
• $2.00 will be charged for each withdrawal in excess of 6 per quarter
• If closed within 60 days a maintenance fee of $50.00 will be assessed

• Minimum balance to open $2,500.00
• If balance falls below $2,500.00 any day in the statement cycle a service fee of $10.00 will be charged
• See Account Representative for current interest rates
• No interest will be paid if minimum balance falls below $1,500.00 any day during a statement cycle
• Transfers from a Money Market Account to another account or to a third party by any means are limited to 6 per statement cycle
• All transfers in excess of 6 per monthly cycle will incur a $10.00 fee
• If closed within 60 days a maintenance fee of $50.00 will be assessed

We offer CDs ranging from 6 month to 3 year maturity dates with competitive rates. No matter what you are saving for our easy, flexible and FDIC insured CDs can help you make your dreams a reality!

There is also a plan for our next generation of dreamers! The Little Bucks CD is designed especially for minors. Open one for as little as $100.00 and receive the same rate as a traditional CD. Deposits may be made at any time with a minimum of $25.00 per deposit.

First State Bank offers traditional, Roth and SEP IRAs. IRAs are FDIC insured up to $250,000.00, earn competitive interest rates and are a great way to accomplish your retirement goals.