• Minimum balance to open $1,500.00
• If balance falls below $1,500.00 any day in the statement cycle a service fee of $10.00 will be charged and no interest will be paid for that month
• FREE business debit cards
• See Account Representative for current interest rates
• If closed within 60 days a maintenance fee of $50.00 will be assessed

• Minimum balance to open $2,500.00
• If balance falls below $2500.00 any day in the statement cycle a service fee of $25.00 will be charged
• Tiered interest rates, see Account Representative for current interest rates
• No interest will be paid if minimum balance falls below $2,500.00 any day during a statement cycle
• Unlimited Transactions
• Earn an additional .25% with at least 15 debit card transactions and 1 credit or debit ACH
• If closed within 60 days a maintenance fee of $50.00 will be assessed

• Minimum balance to open $2,500.00
• If balance falls below $2,500.00 any day in the statement cycle a service fee of $10.00 will be charged
• See Account Representative for current interest rates
• No interest will be paid if minimum balance falls below $1,500.00 any day during a statement cycle
• Transfers from a Money Market Account to another account or to a third party by any means are limited to 6 per statement cycle
• All transfers in excess of 6 per monthly cycle will incur a $10.00 fee
• If closed within 60 days a maintenance fee of $50.00 will be assessed

• Minimum balance to open $200.00
• If balance falls below $200.00 any day in the statement cycle a service fee of $8.00 will be charged
• See Account Representative for current interest rates
• No interest will be paid if minimum balance falls below $200.00 any day during a statement cycle
• $2.00 will be charged for each withdrawal in excess of 6 per quarter
• If closed within 60 days a maintenance fee of $50.00 will be assessed

First State Bank offers CDs ranging from 6 month to 3 year maturity dates with competitive rates. Each business has it’s own unique cash flow patterns. Be prepared with our easy, flexible and FDIC insured CDs.